UA-56213827-1

Publications

Our informational brochures are easy to read and help you better understand your rights.

 

HERA is currently offering several brochures FREE to the public.

Our informative brochures are easy to read and help you better understand your rights.

This information is useful to practitioners and consumers alike but are particularly geared towards the general public.

If you want to suggest topics you would like to see us write about, please drop your suggestions to us at inquiries@heraca.org.

HERA: Who We Are

Available in English, Spanish and Chinese

HERA Brochure 2017

HERA - Who We Are

HERA is dedicated to achieving economic justice for all Californians. Learn more about us and the many services we provide.

Download ⇓

HERA- Quienes Somos

HERA- Quienes Somos

HERA se dedica a lograr justicia económica para todos los californianos. Obtenga más información sobre nosotros y sobre los muchos servicios que ofrecemos.

Spanish Download ⇓

HERA- 我们是谁

HERA - 我们是谁

HERA致力于为所有的加利福尼亚州实现经济正义。了解更多关于我们和我们提供的许多服务

Chinese Download ⇓

Credit Tips & Rights for Tenants (Including Eviction Recovery)

Available in English, Spanish and Chinese

Credit Tips & Rights for Tenants

Credit Tips & Rights for Tenants (Including Eviction Recovery)

This brochure provides information to tenants about why credit is important, tips for rebuilding credit, what information is reflected on their credit, and strategies for when your credit is bad or you don't have credit.

English Download ⇓

Consejos sobre el crédito y los derechos de los arrendatarios

Consejos sobre el crédito y los derechos de los arrendatarios

Este folleto contiene información para los inquilinos sobre por qué el crédito es importante, consejos para reconstruir su crédito, que información se refleja en su crédito y estrategias para cuando su crédito es malo o no tiene crédito.

Spanish Download ⇓

信用窍门和租客权利包括收回驱逐令

信用窍门和租客权利包括收回驱逐令

为什么信用很重要, 租客重新建立信用的小窍门, 什么信息会记录在您的信用报告上?, 什么信息不会被报告?, 房客策略——当您没有时间提高信用时.

Chinese Download ⇓

How Much Will My Loan Cost?

Available in English, Spanish, Chinese, Tagalog, Vietnamese and Korean

How Much Will My Loan Cost?

How Much Will My Loan Cost?

This brochure provides an introduction to understanding a loan, what the cost is and what to beware of.

English Download ⇓

¿Cuál será el coste de mi préstamo?

¿Cuál será el costo de mi présamo?

Este folleto es una introducción a los detalles de un préstamo, como entender el costo y como cuidarse de las es.

Spanish Download ⇓

我的贷款成本是多少?

我的贷款成本是多少?

我如何知道我在我的贷款 上会花多少钱?, 小心慎防掠夺性贷款和骗 局!!!, 想找到一种可信赖的贷款?.

Chinese Download ⇓

Magkano Aabutin Ang Gastos Ng Aking Pautang?

Magkano Aabutin Ang Gastos Ng Aking Pautang?

Paano ko malalaman kung magkano ang binabayaran ko para sa aking pautang?, mag-ingat sa mga nanunulisang pautant at mga pandaraya!, Nais mo bang makahanap ng isang pautang na mapagkatiwalaan mo?

Tagalog Download ⇓

Khoản Vay của Tôi Sẽ Tốn Bao Nhiêu?

Khoản Vay của Tôi Sẽ Tốn Bao Nhiêu?

LÀM SAO TÔI BIẾT ĐƯỢC TÔI ĐANG CHI TRẢ BAO NHIÊU CHO KHOẢN VAY CỦA M.NH?, H.Y CẨN TRỌNG VỚI CÁC KHOẢN VAY LỢI DỤNG VÀ CHIÊU LỪA ĐẢO!!!, Muốn t.m một khoản vay qu. vị có thể tin cậy?

Vietnamese Download ⇓

대출 비용을 얼마나 내야할까요?

대출 비용을 얼마나 내야할까요?

대출금 상환을 위해 얼마나 내야할까요?, 대출 사기를 조심하십시오!!, 믿을 수 있는 대출을 찾으십니까?

Korean Download ⇓

Can I Afford College or Trade School?

Available in English, Spanish, Chinese, Tagalog, Vietnamese and Korean

Can I Afford College or Trade School?

Can I Afford College or Trade School?

This brochure provides resources for understanding your options when it comes to higher education. How do you know if college is the right option for you? How do you pay for it and what should you watch out for?.

Download ⇓

¿Puedo costearme los estudios en un colegio universitario (college) o una escuela de oficios?

¿Puedo costearme los estudios en un colegio universitario (college) o una escuela de oficios?

¿Es el colegio universitario (college) la opción correcta para mí?, Costearse la enseñanza superior, ¡Tenga cuidado con las escuelas abusivas y las escuelas con fines de lucro!, ¿Quiere encontrar un préstamo en el que pueda confiar?

Spanish Download ⇓

我能负担专科学校或职业学校的费用吗?

我能负担专科学校或职业学校的费用吗?

专科学校是适合我的选择吗?, 支付高等教育的费用, 小心"学店"和营利性学校!, 想找到一种可信赖的贷款?

Chinese Download ⇓

Makakaya Ko Bang Bayaran ang Kolehiyo o Paaralang Pangangalakal (Trade School)?

Makakaya Ko Bang Bayaran ang Kolehiyo o Paaralang Pangangalakal (Trade School)?

Tama ba ang pagpili ng kolehiyo para saakin?, Pagbabayad para sa Mas Mataas na Edukasyon, Mag‐ingat sa mga nanunulisang paaralan at sa mga tumutubong paaralan!, Nais mo bang makahanap ng isang pautang na mapapagkatiwalaan mo?

Tagalog Download ⇓

Tôi Có thể Chi trả cho Việc học Cao đẳng hoặc Trường nghề Không?

Tôi Có thể Chi trả cho Việc học Cao đẳng hoặc Trường nghề Không?

Cao đẳng có phải là sự lựa chọn đúng cho tôi không?, Trả tiền cho Giáo dục Đại học, Hãy cẩn thận của các trường học ăn cắp, Bạn muốn tìm một khoản vay bạn có thể tin tưởng?

Vietnamese Download ⇓

나도 대학이나 직업학교에 갈 수 있나?

나도 대학이나 직업학교에 갈 수 있나?

대학 진학이 나에게 올바른 선택일까?, 고등교육 학비 내기, 악질적인 학교와 영리 학교를 조심하십시오!, 믿을 수 있는 대출 을 찾으십니까?

Korean Download ⇓

Addressing a Disaster: Tips for Homeowners

Available in English, Spanish, Chinese, Tagalog and Vietnamese

Addressing a Disaster:  Tips for Homeowners

Addressing a Disaster: Tips for Homeowners

Are you a homeowner wondering where to begin in addressing a disaster? Here's your one-page tip-sheet to make sure you don't forget anything.

Download ⇓

Có́mo lidiar con un desastre: Consejos para propietarios de viviendas

Có́mo lidiar con un desastre: Consejos para propietarios de viviendas

¿Es usted un propietario y se pregunta por dó́nde comenzar cuando se trata de lidiar con un desastre? Esta es su pá́gina de consejos para asegurarse de que no se olvide de nada.

Spanish Download ⇓

处置灾害 屋主贴士

处置灾害 屋主贴士

您是面对灾害感到没有头绪的屋主吗?这份一⻚的贴士可以确保您不会遗 漏任何事项。如果您想了解更多详情或者还有疑问.

Chinese Download ⇓

Pagtugon Sa Isang Kalamidad : Mga Tip para sa Mga May-ari ng Bahay

Pagtugon Sa Isang Kalamidad : Mga Tip para sa Mga May-ari ng Bahay

Ikaw ba ay isang may-ari ng bahay na nagtataka kung saan magsisimula sa pagtugon sa isang kalamidad? Naririto ang iyong isang-pahinang pilyegong tip upang tiyaking hindi mo malilimutan ang anumang bagay.

Tagalog Download ⇓

Addressing a Disaster:  Tips for Homeowners

Addressing a Disaster: Tips for Homeowners (Vietnamese)

Are you a homeowner wondering where to begin in addressing a disaster? Here's your one-page tip-sheet to make sure you don't forget anything.

Vietnamese Download ⇓

Estate Planning Basics

Available in English, Spanish and Chinese

Estate Planning Basics

Estate Planning Basics

This brochure gives you a clear understanding of what an estate plan is, why it is important, what documents you need and what probate proceedings are.

Download ⇓

Conceptos básicos para el planeamiento patrimonial (planeamiento del caudal hereditario)

Conceptos básicos para el planeamiento patrimonial (planeamiento del caudal hereditario)

Para dejar su hogar en herencia, hay que empezar con un plan, ¿Qué es un plan patrimonial (plan del caudal hereditario)?, ¿Por qué es importante crear un plan patrimonial (plan del caudal hereditario)?, ¿Qué documentos están incluidos en un plan patrimonial habitual?

Spanish Download ⇓

遗产规划 基本知识

遗产规划 基本知识

转让您的房屋,从规划开始, 什么是遗产规划?, 为什么要制定遗产规划?, 遗产规划误区, 制定遗产规划您需要知道什么?

Download ⇓

Other HERA Brochures

Available in English and other languages

California's Foreclosure Process & Homeowner Rights

California's Foreclosure Process & Homeowner Rights

This easy to read brochure provides a comprehensive description of the foreclosure process in California, and property owners' legal rights after foreclosure (including the cash for keys process).
Available in English.

Download ⇓

Who Owns Your Mortgage

Your Right to Know Who Owns Your Mortgage

This brochure explains the legal obligation of the servicer to inform property owners of who owns their mortgage debt.
Available in English, Spanish, Vietnamese and Chinese.

To order by phone:
(510) 271-8443, ext. 307
or
Order by E-Mail

Please note a shipping fee will be applied for orders over 50.